Coaching Insurance
Get Professional Membership and an Affordable Insurance Policy
for all of Your Coaching Modalities
Stop Worrying About Your Practice and Your Clients
It's a fact -- Coaches need to have liability insurance for their practice. These days, it’s not enough to just have good business practices – coaches need to go to the next step to protect their business and their own interests. No matter what types of clients you have or how long you’ve been providing coaching services, APC is here to help.
Having insurance for your practice protects your clients should something happen under your care and it protects you and your practice from financial disaster! Accidents happen even in the best practices and to the most caring coaches.
Should something happen, APC is there to walk with you through the entire process - from claims of dissatisfaction and negligence, and bodily injury. We understand what it takes to insure small businesses such as yours, and we’re dedicated to helping you run your practice in the best and most professional way possible.
Is Your Coaching Business Vulnerable?
Take this FREE 60 second assessment to see what Hidden RISK may be jeopardizing your success.
By protecting your business with insurance, you can have peace of mind and focus your energy on making sure each visit is a positive productive experience instead of worrying about what can go wrong.
Why Choose the Association of Professional Coaches?
We’re Fast & Affordable
You've got better things to focus on: Like running your business. Our policies are fast, affordable, and ready when you are.
We’re Tailored To You
Flexible Coverage Options
Whether you need coverage for an in-person or remote practice, your a student, part-time or full time practitioner, or instructor ACP has a policy that will be right for your practice.
Need more detail?
Here is What You'll get with Your APC Membership
Insurance - Professional liability and general liability coverage with the profession's highest aggregate coverages available: $2 million per incident, $4 million total per policy year. And these coverages protect you no matter where, or how many places, you work (as long as the claim is filed in the U.S.)
Caring Claims - Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!
Public Coaching Directory- Meet other coaches in the APC Coaching Directory. This directory will help potential clients find and connect with you!
Risk Management Education - A comprehensive preventative risk management program to help you see risks that are not apparent in your practice.
Choose Your Coverage
Covering Over 130 Different Coaching and Other Holistic Modalities
Standard
$245
Standard Annual Policy+ APC Membership
- Coverage suited for coaches and practitioners working less than 6 hours per week.
- Allows for training or group facilitation with up to 9 in-person participants.
- No participation limits for online sessions or trainings.
MOST POPULAR
Professional
$275
Professional Annual Policy+ APC Membership
- Coverage for coaches and practitioners working more than 6 hours per week up to full-time practice.
- Allows for training or group facilitation with up to 9 in-person participants.
- No participation limits for online sessions or trainings.
Premium
$385
Premium Annual Policy+ APC Membership
- Coverage for coaches and practitioners working with individuals and/or large, in-person training or facilitation.
- Allows for training or group facilitation up to 250 in-person participants.
- No participation limits for online sessions or trainings.
The best time to get insurance is before you need insurance!
We know we need insurance but we often don’t want to take the time or spend the money to get it.
APC makes it easy — with clear information, a short on-line application and it is affordable.
Diminish your worry, protect your clients, and raise the credibility of your practice with APC insurance.
- Our online application will take about 5 minutes to fill out.
- Insurance approval in less that 24 hours on business days for eligible practices.
What Coaches Are Saying About APC
Katherine Krupka
Center for Energy & Information Medicine, Healer, Coach, Educator, Public Speaker
Wow. Getting coverage through APC was so fast and easy! And I love the extra benefits and resources I got access to right away. As a coach working by phone and online, it was tempting to forego insurance. But when I weighed the (rather low) cost of coverage versus the possible risks, especially in this uncertain and highly litigious atmosphere, the choice was obvious. It’s especially valuable because in addition to coaching, my APC policy covers the multiple forms of energy work I do with clients. It even covers other methods and assessments I’ve been hoping to add to my practice. The insurance badge on my site reinforces to visitors that I’m a professional, and I am covered in case anything happens at an in-person event, too. This is protection for me and for my clients. It’s great to be free to just do my work knowing that we’re covered.
Ann Cathcart
Owner, Clear Path to Wellness, Integrative Health Coach, Holistic Nurse, HTCP and Master Healer
One hopes that they never need insurance. But if a need arises, it is a must have. It is too bad we live in a litigious society. You can never be too careful when working with people in a vulnerable condition needing healing.
Insurance is a cost of doing business in health care, especially since it costs so little-comparatively-to other costs of doing business in health care. It is always prudent to be careful when dealing with people. I believe that any professional should have insurance to protect their personal assets. This is not a place to cut costs.
I feel like I have an organization that has my back just in case. I feel more careful and astute in my ethical practice when I carry insurance.
Joni Ryan
Certified Metaphysical Practitioner, Chaplain, Reiki Master, and Healing Touch Practitioner Apprentice Mind, Body, Energy Center
Before getting my insurance coverage, I had fear that a client would be unrealistic in their expectations, regardless of informed consent, that would cause them to take unwarranted legal action. If this happened where would I turn for help?
Now that I have coverage, I have confidence that this organization would help me through such situations if they arose. The peace of mind you get from having the insurance allows for a more heart centered and client focused practice.
Having insurance assures both myself and my clients that I take my practice seriously and I am backed by an ethical and knowledgeable insurance organization.
WHAT COVERAGE IS INCLUDED IN MY COACH LIABILITY INSURANCE?
Our one-of-a-kind policy includes professional and general liability, defense costs coverage, damage to premises rented, personal & advertising injury and more. The APC coach insurance coverage limits are designed to be comprehensive to cover your business needs.
WHAT IF??
Wondering what kind of claims could be covered by coaching insurance? Here are a few examples...
- General Liability: A client trips over a rug while going to sit on your couch, injures themselves and sues you.
- Professional Liability: A client sues because they think you gave them bad advice that led to them getting injured (physically or mentally).
-
Personal and Advertising Injury: client sues because your advertisement falsely represented a results and files a claim.
- Damage to Premises Rented: A client gets unsteady standing up, falls and knocks over a lamp, damaging the floor in your rented office space.
Visit our Coverage Page for more specific information about the types of coverage and eligible modalities included in our insurance program.
15610 Henderson Pass #700070, San Antonio, TX 78232 • (210) 504-4699 • (210) 497-8532 FAX • Contact Us
ACP Insurance policies are underwritten by Tokio Marine Specialty Insurance Company is a wholly owned subsidiary of Philadelphia Consolidated Holding Corporation (PHLY), a member of the Tokio Marine Group. Tokio Marine Specialty is an Excess and Surplus lines commercial insurance carrier serving specialized industries in all 50 states, including Washington, D.C. and the U.S. Virgin Islands. PHLY is rated “A++” (Superior) by the A.M. Best Company and “A+” by Standard & Poor’s.
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