Liability Insurance for Health & Wellness Coaches

Professional and general liability insurance designed for non-clinical health and wellness coaching, supporting responsible work with individuals and groups. Whether you guide clients in habit change, lifestyle support, accountability, or personal well-being goals, APC coverage is aligned with the way health and wellness coaches actually work.

How APC Coverage Works ➜

View Coverage & Pricing ➜

APC coverage is designed specifically for professional coaching practice and backed by a trusted national insurance infrastructure.

➜ If you work as a health or wellness coach providing non-clinical support to clients through structured conversations, education, accountability, and lifestyle-focused guidance, you’re in the right place. APC provides professional and general liability insurance for health and wellness coaching services delivered within a clear, ethical coaching scope.

What Health & Wellness Coaching Typically Involves

Health and wellness coaching generally focuses on supporting clients through structured conversations that help them build healthier habits, increase self-awareness, and make sustainable lifestyle changes aligned with their personal well-being goals.

Health and wellness coaching often includes:

One-on-one or group coaching sessions
Goal setting, habit change, and accountability support
Lifestyle-focused education related to wellness practices
Values clarification and motivation support
Educational tools, exercises, and reflective practices
Ongoing communication to support client progress

Health and wellness coaching is non-clinical and does not involve diagnosing, treating, or providing medical, nutritional, or mental health care.

Health and wellness coach conducting an online session focused on healthy habits and lifestyle change.

Is Health & Wellness Coaching Covered by APC?

Yes. APC provides professional and general liability insurance for non-clinical health and wellness coaching services delivered within a clear coaching scope.

APC coverage applies when health and wellness coaching is provided as a professional service focused on education, habit change, accountability, and lifestyle support - not medical, nutritional, or mental health treatment.

Coverage is designed to support responsible coaching practice and help protect coaches in the event of claims related to their professional services.

As with any professional insurance policy, coverage depends on the services being delivered within an appropriate coaching scope and in accordance with policy terms.

What APC Coverage Includes for Health & Wellness Coaches

APC membership includes professional and general liability insurance designed to support health and wellness coaches working within a non-clinical coaching scope.

Professional Liability Insurance

This coverage helps protect you if a client alleges that your professional health or wellness coaching services caused them harm, such as dissatisfaction with guidance provided, misunderstandings, or allegations related to your coaching work.

General Liability Insurance

This coverage helps protect you against claims related to accidents or injuries that occur in connection with your coaching activities, such as in-person sessions, workshops, or wellness-focused events.

Who This Coverage Is Designed For

This coverage is intended for health and wellness coaches providing professional coaching services, whether sessions are conducted in person, online, or in group settings.

What APC Coverage Does Not Include

APC coverage is designed specifically for non-clinical coaching practice and does not apply to services outside an appropriate coaching scope.

APC coverage does not include:

✘ Medical, healthcare, or mental health service
✘ Nutrition therapy or licensed dietary service
✘ Therapy, counseling, or psychotherapy
✘ Diagnosis or treatment of physical or mental health conditions
✘ Clinical or licensed healthcare services
✘ Services that require medical, mental health, or nutrition licensure

This distinction helps protect both coaches and clients by maintaining clear professional boundaries and supporting ethical coaching practice.

Common Questions from Health & Wellness Coaches

Below are answers to common questions health and wellness coaches
ask about liability insurance coverage and professional protection.