Liability Insurance for Hypnotherapists

Professional liability coverage protects against covered claims arising from your hypnotherapy services, techniques, suggestions, guidance, or other professional services.

This includes claims involving covered hypnosis and hypnotherapy services when a client says your professional work caused harm, loss, or an unwanted outcome.

Coverage includes up to $2 million each occurrence / $4 million aggregate per member. Subject to policy terms, conditions, limits, and exclusions.

General liability coverage protects against covered bodily injury and property damage claims connected to your hypnotherapy practice.

This includes incidents connected to offices, rented spaces, workshops, professional venues, and other locations where you provide covered services.

Coverage includes up to $2 million each occurrence / $4 million aggregate per member. Subject to policy terms, conditions, limits, and exclusions.

APC coverage includes covered hypnotherapy services provided online and in person, including one-on-one sessions, group services, workshops, and educational programs.

Coverage depends on the services you provide, group size, selected protection level, and policy terms.

Coverage applies when a covered incident occurs during the active policy period, even if the claim is reported after that policy period has ended.

This is different from Claims-Made coverage, which requires the claim to be made while the applicable claims-made coverage is active. Occurrence-based protection preserves coverage for the time you were insured and providing covered hypnotherapy services.

APC hypnotherapy insurance plans start at $245 per year. Your annual cost is based on the protection level you select and any optional coverage you add.

View the Coverage & Pricing page for current plan pricing, limits, and optional coverage.

APC reviews your application to confirm your professional services fit within the program's coverage scope. Approved applicants receive proof of insurance by email, typically within 24 business hours.

You can also request a Certificate of Insurance when a landlord, venue, organization, or other third party requires proof of coverage.

Hypnotherapists often need Certificates of Insurance when renting office space, using professional venues, teaching workshops, or working with organizations.

APC members can request Certificates of Insurance and add Additional Insureds when required. Additional Insureds are available at no additional charge.

APC insurance is underwritten by Philadelphia Insurance Companies (PHLY), an A++ rated insurance carrier.

Your professional and general liability coverage is backed by the financial strength of a highly rated carrier.

Business Personal Property coverage protects covered property you use in your hypnotherapy practice when it is damaged or lost due to a covered event.

Covered property can include office equipment, computers, business supplies, presentation materials, practitioner tools, and other business property used in your practice.

$10,000 of Business Personal Property coverage is included with Professional Protection and Premium Protection. $500 deductible.

Client Accident Protection provides coverage when a client, student, participant, or volunteer is injured while participating in your covered professional services or activities.

Professional and Premium Protection include Accidental Medical Expense coverage up to $25,000 per participant, per accident.

Accidental Death, Dismemberment & Paralysis benefits include up to $50,000 per loss, with a $25,000 death benefit and $500,000 aggregate, subject to policy terms, conditions, limits, and exclusions.

Assault & Battery coverage provides protection for covered third-party claims involving alleged or threatened assault or battery connected to your covered professional activities.

Coverage includes up to $25,000 per occurrence, subject to policy terms, conditions, limits, and exclusions.

Identity Theft Protection reimburses covered out-of-pocket expenses related to identity theft connected to your covered professional activities.

Covered expenses include items such as notarizing affidavits, certified mailing of documents, loan or credit reapplication fees, and other covered identity-restoration expenses.

Coverage includes up to $25,000 per policy period for all insureds combined. It reimburses covered recovery expenses; it does not replace stolen money or funds lost through identity theft.

The Cyber Protection Plan provides coverage for covered cyber and privacy-related claims. This is especially relevant for hypnotherapists who conduct virtual sessions, maintain client information electronically, use online scheduling or payment systems, or communicate with clients through digital platforms.

Coverage includes $100,000 per privacy claim with a $1,000 deductible.

The Sexual Misconduct & Abuse Protection Plan provides coverage for covered claims involving allegations of sexual misconduct or abuse connected to your professional services.

Coverage includes limits of $50,000 / $100,000 with no deductible.

Additional Business Personal Property Coverage increases protection for covered property used in your hypnotherapy practice, including computers, tablets, office equipment, practitioner tools, presentation materials, workshop supplies, and other covered business property.

Members can increase total Business Personal Property coverage to $25,000 for $397 or $50,000 for $793. $500 deductible.

Liability insurance protects your hypnotherapy practice against covered professional liability claims and covered bodily injury or property damage claims. A client can question your professional services or make a claim even when you practice responsibly, and an accident can occur at your office or another location where you work.

Yes. APC provides professional and general liability coverage for covered hypnosis and hypnotherapy services performed within the scope of the policy. Stage hypnosis performed for entertainment or amusement is not covered.

APC coverage includes professional liability and general liability insurance. Professional liability protects against covered claims arising from your hypnotherapy services, techniques, suggestions, guidance, or other covered professional services.

General liability protects against covered bodily injury and property damage claims connected to your practice. Coverage includes up to $2 million each occurrence / $4 million aggregate per member.

APC hypnotherapy insurance plans start at $245 per year. Your annual cost depends on the protection level you select and any optional coverage you add. View the Coverage & Pricing page for current plan details.

Yes. APC provides occurrence-based coverage. Coverage is tied to when the covered incident occurs during the active policy period, even if the claim is reported after that policy period has ended. This differs from Claims-Made coverage, which requires the claim to be made while the applicable claims-made coverage is active.

Yes. APC coverage includes covered hypnotherapy services provided online and in person. Hypnotherapists can work with clients virtually, from a professional office, or through a combination of online and in-person services.

APC covers a range of hypnotherapy approaches and related modalities. Examples include Traditional Hypnotherapy, Clinical Hypnotherapy, Ericksonian Hypnosis, Cognitive Behavioral Hypnotherapy, Solution-Focused Hypnotherapy, Regression Hypnotherapy, Rapid Transformational Therapy (RTT), Neuro-Linguistic Programming (NLP), Emotional Freedom Technique (EFT), and Havening Techniques.

This is not a complete list of covered services. If you use another hypnotherapy approach, related modality, or blended service, review the full covered services list .

Yes. Clinical Hypnotherapy is included as a covered hypnotherapy service. Coverage for Clinical Hypnotherapy does not extend to separate medical, psychotherapy, counseling, mental-health, or other regulated professional services unless that service has been specifically verified as covered by APC.

No. Stage hypnosis performed for entertainment or amusement is not covered by APC. APC hypnotherapy coverage is for covered professional hypnotherapy and hypnosis services rather than entertainment performances.

APC reviews your application to confirm that your professional services fit the program’s coverage guidelines. Approved applicants typically receive proof of insurance by email within 24 business hours. Members can also request a Certificate of Insurance when a landlord, venue, organization, or other third party requires one.